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“You’ve won!” are two words likely to get your attention – but sometimes it’s a scammer delivering the news. (Spoiler: you didn’t win anything.) Here’s how to spot and avoid prize scams.
Scammers know that many people want to make money working from home. So they send emails, texts, or advertise jobs that claim you can make thousands of dollars a month working from home with little time and effort. What do they really want? Your money or personal information.
Hoping to take a trip in the warmer weather? Before you start planning, know that some scammers set up websites advertising free or cheap travel deals. Learn to spot these scammy sites and other schemes designed to steal your money and personal information.
If you want to use your driver’s license to fly, you’ll need a REAL ID. If you don’t have one yet, your state’s Department of Motor Vehicles (DMV) is the place to go, and they’re only taking in-person appointments. But people are telling the FTC that scammers are pretending to be the DMV or another government agency. Reports say these “officials” are sending messages saying you can skip the line if you pay or give them information. Here’s how that scam works so you can avoid it.
Are you hanging up the dog tags to start college this fall? Not all schools tell the whole truth about how your GI Bill benefits will cover your tuition and fees. Learn where to get real answers and make sure your GI Bill benefits don’t get wasted by mistake.
Are you the parent of a fur baby? Then you know how tough it is when your cat, dog, or other adorable pet is sick, in pain, or injured. You’d do anything for them. Scammers are using that feeling to steal your hard-earned money.
Social media can be a great way to connect with new friends, but it’s a different story when someone approaches you to be friends and then asks for money. That’s no friend — that’s a scammer.
Paying off student loan debt takes time. That’s why getting a call from someone who says they can help you get your loans forgiven now (for a fee) might sound appealing. Is it really relief or just a scam?
Can you spot an investment scam if it comes from an actual friend’s page on social media? If someone you know is suddenly posting bank account screenshots, claiming they can teach you to make money quickly with little to no risk, it’s likely an investment scam. Keep scrolling to learn how to recognize the signs.
Scammers impersonating the government — including the Federal Trade Commission (FTC) — is nothing new. But here’s a twist: scammers are now calling themselves FTC “agents” and supplying fake badge numbers and ID cards to try to convince you they are who they say they are. (…They’re not who they say they are. The FTC doesn’t have “agents.”) So how do you avoid scams like this?