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Image of cupid and heartNot everyone using online dating sites is looking for love. Scammers create fake online profiles using photos of other people — even stolen pictures of real military personnel. They profess their love quickly. And they tug at your heartstrings with made-up stories about how they need money — for emergencies, hospital bills, or travel. Why all of the tricks? They’re looking to steal your money.

As if all that isn’t bad enough, romance scammers are now involving their victims in online bank fraud. Here’s how it works: The scammers set up dating profiles to meet potential victims. After they form a “relationship,” they come up with reasons to ask their love interest to set up a new bank account. The scammers transfer stolen money into the new account, and then tell their victims to wire the money out of the country. Victims think they’re just helping out their soulmate, never realizing they’re aiding and abetting a crime.  

Here are some warning signs that an online love interest might be a fake. They ask you to:

  • chat off of the dating site immediately, using personal email, text, or phone
  • wire money using Western Union or Money Gram
  • set up a new bank account

Did you know you can do an image search of your love interest’s photo in your favorite search engine? If you do an image search and the person’s photo appears under several different names, you’re probably dealing with a scammer. And if the person’s online profile disappears a few days after they meet you, that’s another tip-off.

Here’s the real deal: Don’t send money to someone you met online — for any reason. If your online sweetheart asks for money, you can expect it’s a scam.

Unfortunately, online dating scams are all too common. There may be tens of thousands of victims, and only a small fraction report it to the FTC. If this happens to you, please report it at ReportFraud.ftc.gov.

A woman looking at a dating site on her computer.

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The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

  • We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
  • We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.
  • We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
  • We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. To file a detailed report about a scam, go to ReportFraud.ftc.gov.

We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

Shirley
January 11, 2016

In reply to by Alb

Sound like the one who scamming me his name is William Henry divorced with a daughter
Angels
January 08, 2016
Has anyone actually met anyone that proposed marriage and actually met the man's family (as well as him of course), and has said that he is the son of a king or chief in Africa - or Volta region specifically, or one of those regions in Ghana?
Bayarea Gentlemen
January 12, 2016

In reply to by Angels

DON'T DO IT...ITS SCAM. YOU WILL BE LEFT WITH EMPTY BANK ACCOUNT...TRUST ME.
Afrikenbwoy
March 26, 2019

In reply to by Angels

I'm deeply saddened by all these stories I'm hearing . I am a young ghanaian and this was definitely a scam . Guys plz be vigilant and guard your hearts.
shaikh arbaz
January 11, 2016
Hi, I had the same experience. Actually I received this kind of email twice but they didn't get anything from me. I both met them in skout. The first person is Lieutenant Thomas Moore widow and with daughter under guardian. He was from USA but assigned in Sudan. I forgot much info about him but I remember he is so sweet which this stuffs can surely make me doubt. Okay we never get to the point where he asked me money after he sent me email of letter format to send to his USA army leave department I get alarmed. I would never give any information especially our address to him. Below is the letter. And after i said No
Scared
January 26, 2016

In reply to by shaikh arbaz

I have a doctor in the army do the same to me. I sent the letter to the army personnel with what he said for me to say. It was just so he could send me emails. I've not given any information. I know for sure I want now. Why can't the guy really be who they say they are. All of them are nice looking and very romantic. The people that are your friends are just the same too.
Almost
January 10, 2016
My scammer is richie lettonie under the name of paz nelia amparado,i found out in scamdigger_profile his other pictures w/ diffrent names, He almost scam me were the same stories
FTC Staff
January 11, 2016

In reply to by Almost

Please report this to the FTC at ftc.gov/complaint. The details you give can help law enforcement with investigations.

Blog comments don't go into the database for law enforcement.

Thanks17
January 12, 2018

In reply to by FTC Staff

Dear Ms Bridget Small-FTC, Ive been sharing my bad experiences on how this Certain General sucked all my $$$$ and now I am left penniless. Lately, I created another email account and caught him he is a scammer. He asked me to send him iTune cards. Can we possibly catch him and get back some of my monies? I have his phone # and a bank account where I am supposed to send another amount? Please help me. Thank you
Angels
January 11, 2016
Does anybody know where else besides this site can blogs and warnings be posted? There is a guy - but I think is a group of people in Ghana that are scammers and at least one of them is asking the women to marry him and he says he is the son of king (which he is - but the father is a king or a chief in one of those regions - volta region to be specific) and I was wondering if other women are sending him money at this time - he is very convincing - he also has two children - I cannot name names here but he would ask you to lend him money and promise to pay but to this day he has not returned any of the money I sent him - I don't think he intends to return the money - one can only wish -- but be very careful because he has all kinds of sad stories -- from being sick to his house burning down and all kinds of needs and catastrophes happening to him. I don't know if he has skyped or met with any other women showing his real face. He is Black and young. His name starts with an E. If you have pictures of him and show me I will let you know if it is the same one.
Anonymous XYZ
January 11, 2016
Life is like a book (Story book), you only understand it when you read carefully not with speed but with care, thanks.
Karen
January 11, 2016
The problem with the scammers is that they fulfill a fantasy. You begin to look forward to their calls , texts , they act obsessed with you , they are controlling . It's like drug you have to break away from . It's difficult because things begin to revolve around hearing from them . You mind screams this isn't real but you heart says but what if it is and I walk away . It only works if your vulnerable at the time , a loss , a death , loneliness . They get upset if you can't help them . Breaking away creates withdrawal better to get it over with . Funny how none of them seem to have a passport.beware ,run fast ,Appreciate yourself . Good luck and. God bless
being used
August 15, 2016

In reply to by Karen

Karen I totally agree what. After I read what you said about how the scammers are. I realize it's time to let it go and not let it get to me. I finally stopped all communication with my stalker from Nigeria. I was naive and I thought he loved me but all he was after was my money.
JoJo
April 07, 2018

In reply to by being used

Same thing with me. After 3 months he ask for money...was in Ireland, was a barge master and needed money to for repairs or he would lose the contract of 25 million...would I please loan him the money for the repairs and he would give it back within a month with interest. Of course he professed his love at the very beginning. I knew from onset what he was but thought ok, I'd see what he wanted. First it was send me an itunes card, then it was send my daughter a iphone or computer or gaming system. Eventually he ask for the big money and when I said no that I didn't have it proceeded to tell me where I could go. Being me, I did have to say well if I do go there I'm sure you will be waiting for me. Just glad I was not taken in. He also had a profile with a photo of a white man but after some research found that he was one of the young men from Nigeria. Beware ladies and gentlemen!
lhroberts
September 19, 2018

In reply to by JoJo

How did you find out he was from Nigeria? I had someone ask me for the very same items, but was a picture of nice looking man in his 50s.
Italian girl
January 11, 2016
Can someone please help me?? I think I have been scammed and I don't know what to do. I met this guy on Facebook and we starting talking a lot. In a short period of time he wanted to be in a relationship with me and told me he loved me. I stupidly believed him and invested my time into him. He is a dentist in Thailand and said he wanted to come to where I live and start a life with me. He wanted to send his stuff over to me but somehow all his things got stopped in Nigeria. He asked for help for money but I told him I didn't have it. He then told me his friend was going to help him and he gave me his friends checking account number and told me to pay my credit card and then wire the money through western union. I did this twice but then the account the money was taken from had no money and it left me with negative 1500 on my credit card. Not the bank thinks I did this on purpose and I didn't. I have no idea what to do. I don't want to get into trouble but I have no idea what to do.
FTC Staff
January 14, 2016

In reply to by Italian girl

Sometimes scammers pretend to start a relationship and then make up reasons to ask you to open a bank account. They  might transfer stolen money into the new account, and tell you to withdraw money and wire it out of the country.

Or, they deposit phony checks into an account and make quick withdrawals, or get someone to make the withdrawals for them.

Victims of this scam think they’re helping out their soulmate, and don't realize they’re aiding and abetting a crime.

If you gave the scammers your bank or credit card account, they can take more money from you. You can talk with your bank or credit card company about protecting your information and the money that is owed. Please report this to the FTC at ftc.gov/complaint, so law enforcement can see the details.

bulldog
August 17, 2018

In reply to by Italian girl

I have been talking to a Orthopaedic surgeon in Syria we talked a while then he sent me a email to the hr department and ask me to write them and ask about a leave I did and the answer I got was yes he can come home but he isn’t due for vacation so you will have to pay for ticket and gave me the name and bank a everything so he is still talking to me but every time we talk it is have you paid for my ticket I am so confused His name is Paul Steinberg what do I do
amanda3680
January 11, 2016
I met a guy on a online dating site called mingle2 and he is in Nigeria for work. Every day he asks me to send him $1500.00 dollars to him so he can get his tools so he can work so he can be able to come home. I don't know what to do because then he says asks your parents and friends to give you money. And then he started calling me his wife and trying to plan our future. I hardly know him and I don't know what to do. And plus he won't stop emailing me. What should I do
FTC Staff
January 12, 2016

In reply to by amanda3680

You don't have to respond to the messages. You can report the person to the dating site. Tell them he's using the dating site to ask for money. If he's asking you for money, he might be asking other people too.

Online romance scammers use all kinds of stories to try and get your money. They might start out being romantic, or say they're in love or start talking about your future, but pretty soon they have some 'crisis' and ask you for help. They might ask you to send money, or open a bank account, or receive packages.

Don’t send money to someone you met online — for any reason. If your online "sweetheart"  asks for money, you can expect it’s a scam.  If you wire money to someone you never met, you won't get the money back.

amanda3680
January 12, 2016

In reply to by FTC Staff

He is no longer on the dating site anymore as soon he started talking to me he asked for my email and deactivated his account
FTC Staff
January 13, 2016

In reply to by amanda3680

You can still report him to the site after he deactivated his account. He might come back to the site to create a new profile.

Asking someone to chat off the site right away is a warning sign that someone is a fake.

Angels
January 12, 2016

In reply to by amanda3680

What is his name? He said he was in Nigeria for work you said? Please tell me his name. He is calling you his wife and he is asking you to marry him? Does he tell you he plays football? Does he have two children? (daughters).
amanda3680
January 12, 2016

In reply to by Angels

His name is Jason Conner and he doesn't have kids and he tells me he works on cars and tells me he needs the money to be able to get his tools back from the Nigerian government
Bayarea Gentlemen
January 13, 2016

In reply to by amanda3680

Hi Amanda, Please don't fall for this trap. They always use this kind of tactic....I was a victim of similar situation...A lot of this Nigerian...this is what they do for a living to scam people and sadly people fall for it and send money only to regret it later that they are a victim of fraud.

Mary
January 19, 2016

In reply to by amanda3680

I don't understand how people fall for this. Just stop talking to him. Done.
Skywalker
January 12, 2016
Beware of the girl named Michelle Besalda from Samar Philippines. She is a total scammer. When you get romantically involved to her she will start asking you money support her financially. Only to find out she also doing that to many foreign men at the same time. I think that is her way of living she is good in talking and mind tricks. She will play your mind and make you believe that she is a worth trusted lady you will ever met. I am just too stupid not to notice her game. Too late to realize.
Geoff
October 11, 2016

In reply to by Skywalker

Hi, I know her, I met her on tinder...fell in love, she always danced sexy and always asked about giving money for a business together in manila...she a lier and scammer. I have her thousands and she has a salon off paso tamp in makati..mitch and dks....stay away from her please
amanda3680
January 13, 2016
I had the same thing happen to me before I met the guy from mingle 2 dating site. I met this 46 year old guy father of a boy and he was in the military. The guy did the same thing like the guy who I met from mingle 2. This guy who's in the military asks me to chat offsite and talk through email. He asks me to send him money to eat. But don't they eat in mess halls in the military. Then he asks me to be his sons new mom cuz the mom walked out on the kid. And then the military guy I met he started getting upset cuz I was never on to talk to him and I never send money to him. But then I started getting harassed by the military guy and his boss. Then I deleted my email I talked to the military dude on and I thought I was safe but I was wrong he started emailing me to my other email and gave me if you don't send me the money I'm gonna die . I thought it was total Bs. Then I deleted that email address and created new email address and went ahead and blocked him. Then I went ahead and filed a police report and gave the local police the military dudes email. And his bosses email and the dating site I met him on.
hottmomma33
February 23, 2016

In reply to by amanda3680

I have was sent money in my bank account and sent the money but took me time to send it now got told FBI is involved funny thing is now i need to pay 425$ to get the army to stop the FBI from contacting me... Richard Stewart the name ..and nelson good from new York to London... Wonder if real
FTC Staff
February 24, 2016

In reply to by hottmomma33

Just a name can't tell you if a person is real. If someone is doing a scam against you, he will probably use a fake name.

If someone you don't know put money in your bank account and told you to send it, you might be involved in a scam. If you let a scammer put money into your bank account, the bank will come to you when the bank discovers the scam.

Judy
January 13, 2016
Sounds like the one I am talking to now
amanda3680
January 13, 2016

In reply to by Judy

What's the name of the guy maybe it's the same guy that I'm havin issues with
Theresa
January 13, 2016

Has anyone run into a guy using the email address of . I met this guy and I don't remember what dating website but of course the profile is gone. I am very suspicious and this is the email I got from him today:

Hello Princess , how are you doing and how has been your day ?..Thanks for the mail,Immediately i got your email my feelings turn over on you and it seems you are the right woman which i have been searching for to bring back the smile which i use to smile,For a good relationship to grow we need to trust each other and be honest with each other to achieve what we want to achieve well i am seeking for woman which will be the flesh to my flesh and also the bone to my bone,It's true I have never seen you and we have never met,Never shaken Hands or even truly hugged and yet! I know for sure you are caring by the kindness that you give. I am emailing you to put a smile on your face and to let you know in my heart you have a special place.The sun is always shining just above the cloudy haze,as we share friendship across an online maze.We express love and kindness without a face it comes from deep inside our hearts from a special place. Within our lives we share special dreams, unusual and unique.You are a friend of mine from the emails we exchange,I wouldn't know you on the street and it doesn't even seem strange.You have brightened my life with the thoughtfulness you show.Your words encourage me more than you could know.As people change and times keep changing too,one thing stays the same ~the way I feel for you.For this friendship we possess we owe a world of gratitude and debt,because we would not know each other if it wasn't for the net,I will want you to tell me your feelings about me and what you think we can do to achieve our goal.Hope to hear from you soon. Sounds too poetic for me and was wondering if this sounds familiar to anyone. If this guy is a scammer I want him caught! Thank you

Bayarea Gentlemen
January 14, 2016

In reply to by Theresa

Hi Theresa, STAY AWAY! Please stop talking to this scammer....If you're looking for true love. Go out and meet people...at the gym or on a cruise : )

Theresa
January 14, 2016

In reply to by Bayarea Gentlemen

I know he is a scammer and have already reported him to the FTC so...I am cautious... I take Tae Kwon Do and box so...
amanda3680
January 13, 2016

In reply to by Theresa

Theresa what's the guy's name. The first guy I had issue with who's says he's in the military is Donald Hughes
Theresa
January 14, 2016

In reply to by amanda3680

the guys name is Robert Murray.... have his email address and phone number ... this is the second scammer I have already reported this guy to the FTC the other guy his name was Chris and said he was from Norway in the US for 35 years but wow his language skills were really bad. He suddenly had to go to the Urkaine for a job site. He claims he was a project manager. Then suddenly he fell dropped his laptop and poured coffee into the hard drive wanted me to purchase his a laptop and ship it to him.... so no they all don't ask for money....
amanda3680
January 15, 2016

In reply to by Theresa

Don't buy that scammer a laptop he is scaming you
Theresa
January 19, 2016

In reply to by amanda3680

I know for a fact you can purchase a laptop online overseas with English keys.... so I knew that one was a scammer and I have no intentions of buying anyone anything if I have not met them in person and have build a face to face relationship with.
Blueeyes
December 12, 2017

In reply to by Theresa

Robert murray told me he was in the army I didn’t believe him he wanted my bank account info and my social I unfriended him on Facebook and blocked him
Jay
January 14, 2016
Very interesting - I have been approached on Google+, I thought it was funny but obvious language difficulties, cut and paste emails, very fast "love" connection, got my photos and emails, great timing for me due to bad circumstances but an interesting experiment, only 4days in, 14emails, pushing on information and even had the skype session with her that she pushed for. Also exchange of photos, which matched with the skype video, although I wondered if the mute was done by replay video, pressed the call button by accident and she flared. Process is more about my own learning and finding myself but enjoy the flare up from the hangouts conversations when pushing for pictures or voice contact. UN Orthopaedic Surgeon whose contract soon ends in Syria, but language doesn't equal education level, interesting experience so far so waiting for how the money conversation will come if that is the twist or other avenue. Conversations are nice reminder for me how I want to be, value not attached to another person so ok with outcome unless she tries to cause me harm... no different from other women i have dated here though LOL. Take care and remember your value was not assigned to you by another.
Angels
January 16, 2016
I cannot disclose his name on the site but I can give as many clues as I can so that the women know how he does it and beware of sending him money because he can come up with really sad stories. He will ask your very expensive phones to keep in touch with you, he will ask you for big amounts of money because he is having all these problems, he will ask you for money for doctors because he is sick, and he will tell you his mind is not straight because of all the problems he is having so he really sweats you into sending him money because he convinces you that he is really going crazy because of his problems. He is in Ghana - I don't know if he has disclosed to others being born and living in Ghana, having had small business and the business going bad because of restrictions now from new regulations, or something like that. He says he plays football, he is in his early 30s, black, and he invites you to meet him in his country. Be careful because he also has friends that will tell you how wonderful he is. If something like that is going on with you you can write to me with details and I will confirm if he is the same one.
babytipsy
January 16, 2016
So a friend of mine has been chatting with a guy says he is from Alabama. He is currently in Afghanistan. He goes by the name on Facebook of Dave Hada. He says that he has a son that is in Africa for some kind of college. Also he says that he has a daughter that is in Germany. He says that he's from Germany. He says that he loves my friend so much. But he has asked her for money. She has sent 1400 to the woman that raised him in Alabama. Since his parents both died. This woman from Alabama named Annie Tabb has been raising him. He is asking for $4000 from my friend to get home from overseas. He also says that he is a sergeant major and constant goes to missions. He is like a 54 or 50 something year old German man. He says that he goes by Dave Hada on Facebook but his real name is Donovan Hada. He says it's a name giving to him from his grandmother. He also says that he is a widow and he is close to retiring. Can somebody please tell me if they have came in contact with his man? I just want my friend to know if it's a scam. So please help me.
ornawswrodiat
December 24, 2016

In reply to by babytipsy

Every family has different needs. Not everyone needs a big home. Some will require a small space while others will want something that can fit a lot of people. This is why you have to inspect homes for sale thoroughly. Does the house come with enough bedrooms? Are the dining and living areas spacious enough? How big is the backyard? Do the children have enough space to run around? These are things to think about before making your decision.
Galina
January 23, 2017

In reply to by babytipsy

I came to contact him who's name Dave Hada. He has a son in England and 2 daughters. One of her daughter going to school in Alabama. She has a nanny her name is Annie Tabb. Please contact with me. It's extremly important.

Tessascammed
January 17, 2016
I am currently dealing with a guy who says he is a marine engianer and a widower with an 11 yr old daughter who is in boarding school in South Africa.I Google checked his pictures they are stolen from a Dr. Mark Smith,I on fronted him even sent the pics with fraud water mark on them. They scammer said that he knew of them and said home land security had asked to do it,lol. He asked me to send money so his daughter needed and air ipad,nope its not going to happen,calls me his wife,honey ,babe ugh.He is going by the name AArnott Daniel,met on Tinder,has a Facebook page no info on it though, anyone else met him?
soopadoopa
January 18, 2016
I met a guy called Kyle Weeks, aged 41 on Badoo in December 2015. He said he had just left the UK for deployment in Yemen and that he wants to start a relationship with me online so when he comes out this Summer for a few months it will be perfect. He said he does combat army and security peace keeping. We have swapped pics and selfies, he also sent me some of his house and car in the US. He messages me nearly every day and quickly started saying that he was missing me which I found odd as we hadn't met but I felt flattered and was loving the attention from him and began to think about him constantly. He said his ex-wife is remarried and lives in Canada with his daughter. I asked him how was Badoo treating him and he said he deleted it, so I asked how many others he was talking to online and he said just me, but he could say anything as I wouldn't be any the wiser as I'm no longer on there myself. Two weeks ago he messages to say that whilst he was spending the holidays with family somebody used his carepack and it now needed refilling so asked me for £100. Luckily I didn't have it and suggested he ask family, colleagues etc to which he said he'd already tried. The following day he said a colleague gave him some stuff. He is very complimentary, says stuff such as falling in love every time he looks at my pics, could stare at me all day, lucky to have met me, crazy about me, can't wait to meet me and kiss me. Then a few hours later comes the Love word! I'm like what!!!???? He repeats what he said before and added that he has to let me know how he feels as he doesn't want to lose me because he is away. He also has a house in the UK that his aunt lives in which is near to where I live. He will be coming back to the UK in the summer and said no deployment for the next 2 years. He gave me his cellphone number and texed me on it to say that I can text him anytime, but when I asked he said he would prefer we continue to communicate via KIK (I assume because it is a free messenger like MSN). He asked me to send him a quick video message which I did, I asked him to send me one back he said he couldn't due to security protocol. Last week I can't remember what I typed into my search engine but I came across military dating scams and had a good read and compared scenarios of other victims. This Saturday I get a message from him "baby I need your help" as soon as I read that my heart sank as he again asked for money as his carepack was almost empty. I replied I thought his colleague helped him, he said yes just only just a few things that didn't last long. I then asked who used to help him before, he said an ex-girlfriend. I didn't reply for a few hours as I felt like a fool and was really disappointed in myself for falling for his lines but so thankful that I didn't send him any money. I sent him a message later on that day saying "your not really interested in me are you, just be honest I can take it" He replied that he was, so I then said to prove it. He sends me an image saying "Everybody deserves somebody who makes them look forward to tomorrow". That didn't cut it with me so I sent another message telling him to be honest and tell me what he wants and no lies. To which he replies that he wants to marry me!! I reply how can he say that after messaging me for a month as we don't know anything about each other. He replies that is how he feels right now and is "stronger attracted to me" (now I remember seeing to be on my guard for grammatical errors). I trawled through Facebook and saw that he was on there, his status said divorced and I even managed to do another search that confirmed his divorce. This morning I sent some more questions. He said he is a staff sergeant, has been in the army for 11 years and has 4 years left when he will be retiring. I asked him to send me any full length pics of him in his uniform which he did,2 are taken outside and one is of him receiving a certificate. I then asked if I would be able to email and send him parcels, he replied yes by using USPS international express mail but did not give me any addresses. Now I've hit a brick wall and don't know what to do or how to feel, I will not be sending him any money anytime soon but am still however on my guard so any suggestions would be a great help right now. Thanks