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As 2021 winds down, lots of us are making resolutions for a fresh start in the New Year — maybe to exercise regularly, get our finances in order, or spend more time with friends. But your list isn’t complete until you add “update my security software” and “protect my personal information” to the mix. Scammers and hackers are always looking for new ways to steal your personal information online.

Here are some steps you can take to help protect yourself and your information:

  • Keep your security software, internet browser, and operating system up to date. Updating your software regularly helps make sure you have critical patches and protections against security threats.
  • Create and use strong passwords. Making a password longer — 12 characters or more — is one of the easiest ways to increase its strength. Consider using a passphrase of random words so that your password is more memorable, but avoid using common words or phrases. Check out this password checklistand don’t use the same password for different accounts.
  • Use multi-factor authentication. Some accounts offer extra security by requiring two or more credentials to log in. You may have to give both a password and a passcode you get from an authentication app to log into your account. Multi-factor authentication makes it harder for scammers to log in to your accounts even if they manage to steal your username and password.
  • Back up your data to protect it. Keep an extra copy of all your files with a secure cloud storage service, or save your files to an external storage device. That way, if something happens — say a virus, your device crashes, or you’re hacked — you still have your files.
  • Protect your home network. Your devices, accounts, and whole network are only as secure as your router, since it’s the connecting point between your devices and the internet. Check out how to make your router more secure.

By taking a few steps, you’ll be able to enjoy the feeling of accomplishment that comes with checking something off your list! Also, remember to report fraud, scams, or bad business practices to the FTC at And happy New Year from your friends at the FTC.

It is your choice whether to submit a comment. If you do, you must create a user name, or we will not post your comment. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Comments and user names are part of the Federal Trade Commission’s (FTC) public records system, and user names also are part of the FTC’s computer user records system. We may routinely use these records as described in the FTC’s Privacy Act system notices. For more information on how the FTC handles information that we collect, please read our privacy policy.

The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

  • We won’t post off-topic comments, repeated identical comments, or comments that include sales pitches or promotions.
  • We won’t post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups.
  • We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
  • We won’t post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. To file a detailed report about a scam, go to

We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

December 27, 2021
Please add to your forwarding options "email." Many of us don't use social media.
FTC Staff
December 30, 2021

In reply to by nsimpson

Thank you for the suggestion. For now, you can send someone an email with the URL for an article. The URL for this article is

December 29, 2021
US citizen can't get a credit card or credit score one company three credit reporting agencies so worried about my safety and security I can't get my score