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Whether you’re getting ready to deal with the aftermath of Gulf Coast storms, Laura and Marco, dealing with the ravages of wildfires out West, reeling from the derecho that struck the Midwest, or facing another natural disaster, handling the aftermath is never easy. But when scammers target people just trying to recover, it can be even worse. Here are some tips to help you avoid common post-disaster scams.

  • Be skeptical of anyone promising immediate clean-up and debris removal. Some may quote outrageous prices, demand payment up-front, or lack the skills needed.
  • Check them out. Before you pay, ask for IDs, licenses, and proof of insurance. Don’t believe any promises that aren’t in writing.
  • Never pay by wire transfer, gift card, or in cash. And never make the final payment until the work is done and you’re satisfied.
  • Guard your personal information. Only scammers will say they’re an official and then demand money or your credit card, bank account, or Social Security number.
  • Know that FEMA doesn’t charge application fees. If someone wants money to help you qualify for FEMA funds, that’s probably a scam.
  • Be wise to rental listing scams. Steer clear of people who tell you to wire money or ask for security deposits or rent before you’ve met or signed a lease.
  • Spot disaster-related charity scams. Scammers will often try to make a quick profit from the misfortune of others. Check out the FTC’s advice on donating wisely and avoiding charity scams.

Please share this 8.5 x 11 infographic, Picking Up the Pieces after a Disaster, and social media image in your community.  ti[s to help avoid post disaster scams

Bookmark Dealing with Weather Emergencies. If a weather event or disaster affects you, come back for more tips on recovery and information about your rights. Like all our materials, the site is mobile-friendly, so you’ll have ready access to information when and where you need it. 

Suspect a scam? Report it to the FTC at ftc.gov/complaint. Want information on the latest frauds and scams we’re seeing? Sign up for our consumer alerts.

1 Comments


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The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. Your thoughts, ideas, and concerns are welcome, and we encourage comments. But keep in mind, this is a moderated blog. We review all comments before they are posted, and we won’t post comments that don’t comply with our commenting policy. We expect commenters to treat each other and the blog writers with respect.

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  • We won’t post threats, defamatory statements, or suggestions or encouragement of illegal activity.
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We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. The comments posted on this blog become part of the public domain. To protect your privacy and the privacy of other people, please do not include personal information. Opinions in comments that appear in this blog belong to the individuals who expressed them. They do not belong to or represent views of the Federal Trade Commission.

Troublesome13
November 24, 2020
Mmhh family lost every thing they had to flood, fire, theft and condemnation after owning for 60+years..now they had 2 insurance companies and neither wants to pay..what should I do??