Fake checks drive many types of scams – like those involving phony prize wins, fake jobs, mystery shoppers, online classified ad sales, and others. In a fake check scam, a person you don’t know asks you to deposit a check – sometimes for several thousand dollars and usually for more than what you are owed – and wire some of the money back to that person. The scammers always have a good story to explain the overpayment – they’re stuck out of the country, they need you to cover taxes or fees, you need to buy supplies, or something else. But by the time your bank discovers you’ve deposited a bad check, the scammer already has the money you sent, and you’re stuck paying the rest of the check back to the bank.
The Federal Trade Commission receives tens of thousands of reports each year about fake checks. Over the last three years, the number of complaints has steadily increased, and so have the dollars lost.
The FTC’s new infographic, developed with the American Bankers Association Foundation, offers some tip-offs to rip-offs and what to do if you get a check from someone you don’t know.
Please share this information with others. Victims may be embarrassed to talk about their experiences, but you can help. A simple phone call, email or text, saying “Look what I just found” and sharing this information may make a difference in someone else’s life.
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In reply to Somebody got into my bank by Martin_lee
If you give people access to your account - even if they say they're going to make a deposit - they can get your money.
Contact your bank and ask how to protect your money. You might need to change your account number, password, PIN or something else.
In reply to Hello. I got job offer from by Seanjohn 194
Do you have the address for the place where you sent supplies? Does the check have his name or other information on it? Can you talk with police or people at the bank about this and ask how to find this person? You can report the problem to www.FTC.gov/Complaint to help investigators find cases in the future.
In reply to I think I was scammed. I need by Becca
In reply to So I was stupid and have by kayla
If someone has your bank information, they can take more of your money. Ask someone at the bank how to protect your money. You might need to change your account number or passwords or PIN.
You're responsible for what happens in your bank account. If you let someone deposit a bad check and take out $600, you have to repay $600 to the bank.
In reply to Hey, Couple days ago, I by A.Fischer
You are responsible for how you use your bank account. If you cash a bad check and then send money to someone, you can lose money. When the bank finds out the check is no good, you will have a negative balance. You have to repay the bank all the money you took out. You lose money and you could get into legal trouble. Some banks close a person's account and tell them they can't use that bank anymore after the person cashes a bad check.
In reply to I was offered a remote by missysays
In reply to I met this guy on twitter (I by cece_caylee
In reply to My friend was Inquiring about by Gagal2020
Pagination